Three things you stop having to do yourself.

Working out what you have. Keeping a budget current. Noticing that a category has been climbing for four months. ZenFi does each of them for you.

Stop guessing what you have

Every account and every transaction, already sorted by the time you look. The picture of your money you would otherwise rebuild by hand every month.

Sorted before you look

Your breakdown is right the moment you open the app.

One balance, not six

What you actually have, across every account.

Recurring expenses

Nothing leaves your account as a surprise.

Explore tracking
9:11

Transactions

832 transactions

All accountsAll categories
Today-₦27,000

Shoprite

Groceries · GTBank

-₦18,400

MTN

Airtime & data · Kuda

-₦5,000

Bolt

Transport · GTBank

-₦3,600
Yesterday-₦9,700

Chicken Republic

Food · GTBank

-₦7,200

Uber

Transport · Kuda

-₦2,500

To my savings

Self transfer · Kuda

₦50,000

Not spending

HomeSpendBudgetInsights

Know what's left before you spend it

A limit you set once, kept current for you, and a plain reading of where it stands — early enough in the month that the information is still worth having.

Budgets that keep themselves

Set the limit once; the running total is handled.

Where you stand, in a sentence

The state of your budget without reading a chart.

Calm notifications

Interrupted only when it's worth it.

Explore budgeting
12:01

Budget

August · 9 days left

₦133,000

of ₦180,000

₦47,000 left — about ₦5,200 a day.

Food₦74,000 / ₦100,000
Transport₦38,000 / ₦50,000
Entertainment₦21,000 / ₦30,000
HomeSpendBudgetInsights

See whether it's actually working

One transaction tells you nothing. Months of them, compared properly and projected forward, tell you whether your habits are changing or just feeling different.

What's quietly creeping up

Catch a category growing while it's still small.

Where the month ends up

Know the month-end total while you can still change it.

The habit that makes it work

A few seconds a day beats a big plan in January.

Explore planning
10:00

This month

12 of 30 days counted

Projected by month end

₦268,000

13% above last month's ₦236,080

Spent so far₦138,000

Food and transport are running ahead of where they were this time last month.

HomeSpendBudgetInsights

Stop wondering where your money went.

Start seeing your money clearly.