Stop guessing what you have
Every account and every transaction, already sorted by the time you look. The picture of your money you would otherwise rebuild by hand every month.
Transactions
832 transactions
Shoprite
Groceries · GTBank
MTN
Airtime & data · Kuda
Bolt
Transport · GTBank
Chicken Republic
Food · GTBank
Uber
Transport · Kuda
To my savings
Self transfer · Kuda
Not spending
Your breakdown is right the moment you open the app.
You never sit down to a screen of uncategorised transactions. ZenFi reads each one as it arrives and files it, so the first thing you see is an answer rather than a chore.
Nothing to set up first
There's no stage where you label three months of history before the app becomes useful. It's categorised from the first sync.
It stops getting your places wrong
Correct a category once and ZenFi remembers that merchant for you. After the first week, the shops you actually use are no longer guesswork.
Moving money isn't spending money
Transfers between your own accounts are recognised as transfers, so your spending total isn't inflated by money you still have.
What you actually have, across every account.
Your connected accounts add up to a single figure, so the question of how much you have stops requiring four banking apps and some mental arithmetic.
Every connected account, added up
Current accounts, savings and wallets sit in one total instead of living in separate apps that each know only their own slice.
It tells you when it isn't sure
If an account's balance can't be confirmed, ZenFi says so and tells you how many accounts were left out, rather than quietly showing you a number that's wrong.
Money in against money out
The total sits next to what came in and what went out over the period, which is the comparison that actually tells you how the month is going.
Nothing leaves your account as a surprise.
The payments that repeat are the easiest to forget, because they don't happen often enough to stay in your head. ZenFi finds them in your history and shows you what's due before it goes.
Found, not entered
ZenFi spots the repeating pattern in your own transactions. You don't keep a list of your subscriptions and bills up to date by hand.
You confirm what counts
A detected payment is a suggestion until you say otherwise, so a coincidence of three similar amounts doesn't quietly become a standing commitment.
What's due before payday
Seeing the total that repeats each month — and which parts of it land before your salary does — is usually the number that changes behaviour.
Stop wondering where your money went.
Start seeing your money clearly.
Available on iOS and Android.