Know what's left before you spend it
A limit you set once, kept current for you, and a plain reading of where it stands — early enough in the month that the information is still worth having.
Budget
August · 9 days left
₦133,000
of ₦180,000
₦47,000 left — about ₦5,200 a day.
Set the limit once; the running total is handled.
You decide what a category is worth to you. From then on the tracking is automatic, and the number you check is a live one rather than something you last updated a fortnight ago.
Set it once
The budget is a decision you make once, not a spreadsheet you maintain. Every transaction after that counts itself.
Built from what you actually spend
ZenFi suggests a limit from your own history, so the figure starts somewhere realistic instead of somewhere aspirational you abandon in week two.
Weekly or monthly
Run a budget over the period that matches how your money arrives, rather than forcing everything into a calendar month.
The state of your budget without reading a chart.
ZenFi writes out where your budget actually stands in plain English — which categories are under, which are over, and by how much.
It states, it doesn't lecture
This is deliberately not a coach. ZenFi tells you what happened and leaves the decision to you — no advice, no telling you what you should have done.
Numbers you can check
Every statement is tied to your own figures, so you can go straight from the sentence to the transactions behind it.
Plain language
Naira, short sentences, real category names. Nothing you need to interpret before it's useful.
Interrupted only when it's worth it.
Most finance apps treat your lock screen as a growth channel. ZenFi has a high bar for using it, so a notification from us is worth reading.
A high bar to interrupt
Unusual charges, a budget under real pressure, a payment about to land. Not a daily reminder that the app exists.
No manufactured urgency
Nothing is invented to get you to reopen the app. We would rather you trusted the alert when it does come.
Yours to turn off
Anything that isn't earning its place on your lock screen can be switched off.
Stop wondering where your money went.
Start seeing your money clearly.
Available on iOS and Android.